What we do in our own COMMITLY account:
the credit card statement is debited once a month
in our case, 90% of it was license payments at the start
so we planned it monthly with the amount under licenses and mapped the credit card statement there
When the amounts grew and licenses and advertising got mixed, we planned these two items and then split and mapped the credit card statement manually
Don't forget: a planning tool is not an accounting tool. The goal is the development of liquidity in the future. The future cannot be predicted 100%. The basic statement is right for us 99% of the time, and it is quick and practical.