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Offline account as a workaround for bank problems

Bank has not been updating for a long time

With the release of the "offline account" feature, which lets you add bank accounts manually, there is also a trick to keep an already connected account up to date if it could not be synced for a longer time.

Unfortunately, this workaround is necessary because German and Austrian banks did not provide stable PSD2 interfaces until March 2020.

Situation:

  • You have a connected account that has not been syncing for a while

  • The tips in this article did not work: https://help.commitly.com/en/articles/3784867

  • Your account has the status: DISCONNECTED.

  • COMMITLY Support has confirmed problems on the bank side

The workaround is a "little trick"

  • Create a CSV from your online banking and note the current account balance

  • Create a manual (offline) account in COMMITLY

  • Account balance of this account = (account balance of the "real" account in COMMITLY) minus (current account balance at the bank)

  • Load the transactions via CSV

Result:

  • The 2 accounts together add up to the current account balance

  • The transactions of both accounts together correspond to the transactions of the real account

Is the normal sync working again?

  • Check whether the manually uploaded transactions have also been loaded via the bank interface.

  • This has created duplicates.

  • Map the newly loaded transactions.

  • Delete the offline account --> the duplicates disappear.

  • If you have problems, contact our COMMITLY Support at support@commitly.com

We are aware that this is not ideal. But as long as the bank interfaces do not work, it is at least a workaround for urgent cases. Thank you for your understanding!

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